Welcome to meeting number 18 of the House of Commons Standing Committee on Finance. Pursuant to the order of reference of Tuesday, March 24, the committee is meeting to discuss the government's response to the COVID-19 pandemic.
Today's meeting is taking place exclusively by teleconference, and the audio feed of our proceedings is made available via the House of Commons website.
For the best sound and the best procedure, when we go to questions, please wait until I recognize you by name. Unmute your phone, and then go to your questions. Try to specify who your question is for. It makes it a little easier when we're on a teleconference such as this.
I should explain to members, who will have seen that the notice of meeting has changed, that the first panel is for two hours with five witnesses. Because the Canadian Bankers Association could stay for only an hour, I split the second two-hour panel into two one-hour panels so that we could do the appropriate questioning of the Canadian Bankers Association and the credit unions. Then the second hour-long panel will follow that which is on your list. That's what happened in that regard.
With that, if witnesses could hold as tightly as they could to five minutes in their remarks, that would be helpful.
Welcome to all of the witnesses. We'll start with the Canadian Chamber of Commerce and Susanna Cluff-Clyburne, senior director, parliamentary affairs.
Susanna, the floor is yours.