I would like to move on to Ms. Zvan.
I have followed the work of the panel very closely. I'm a very big believer in sustainable finance. I'm a big fan of Mark Carney. He's written a lot about a number of the things that are in your report.
I love all 15 of your recommendations. We're in our pre-budget consultation. I'd love to be able to say that all 15 need to be adopted right away. How do we get started? Do you start with your first three? Or, is it that you say you need a bit of a committee to get together to determine how you can start working on all cylinders at the same time?
What would be your recommendation on how to get started on this?