I'll keep my answer very short.
I get the desire on the part of the government to make sure that the benefit of these programs, which are incredibly costly, goes to those who are most in need. The challenge with designing that in these emergency days is that we end up delaying the programs, making them less usable for many of the participants. As a result, we end up having more people join the unemployment lines than would otherwise be necessary.
I do think that in these circumstances universality is pretty critical.