Mr. Roth, you talked a little about the government's commercial rental assistance program and the fact that it is provided when there is a fairly steep 70% revenue drop. That's a challenge for small businesses. It means that, effectively, only those small businesses that have shut their doors stand to benefit, and those that have stayed open and have seen drastic decreases will not.
In terms of looking at the not-for-profit sector, do you have any suggestions on how that could be improved to make more not-for-profit organizations eligible for what you pointed out is vital at this time for many?