Thank you very much, National Chief Bertrand. I appreciate your being here and I appreciate your comments.
Mr. Littler, in the past we've had discussions around the cost to retail businesses of credit card fees and banking fees. Canada doesn't provide the kind of cap that other countries do. Particularly in light of the importance of retail workers and the retail businesses across the country getting us through this pandemic, but also in the crucial recovery period afterwards, how important is it that the government exercise its tools under the Bank Act so that these excessive banking fees, credit card fees, are brought within reason, as other countries have done, to help provide that support?
Could you also comment on the importance of having the federal government broaden the criteria around the wage subsidy for retail businesses across the country, so that they can access this support?