Thank you very much for joining us today and for your thoughtful analysis, as always.
I want to pick up on a line of answers to one of Mr. Morantz's questions about the carrying costs of this debt. You've indicated, essentially, that the cost of carrying this is not likely to increase. Is it because the rate of interest being paid on any monies borrowed is lower than it was previously, or is it just that it was so low to begin with that, more or less, the cost of borrowing is so close to zero that it doesn't impact the overall number?