Oh goodness, if I could have planted a question, that would have been it. I promise everybody else here that was not a plant. In fact, I was going to say in response to a question from Mr. Poilievre, his questions were so apt because, of course, he was well briefed when he was the minister responsible for CMHC.
Had we not imposed the stress test, we would have had higher deferrals. We would have had more people not paying their mortgages. We would have had more foreclosures. That is certainly the case. That has been the result.