CECRA was designed to be delivered through CMHC just because it's easier to do that. By virtue of our legislation, we had to do that through a mortgage or find another way. You'd be amazed at how much work it took to find another way, but in summary we did by having a mortgage ready to register that we don't register, and then upon forgiveness this is relieved. There's a technical way for us to deliver this program to landlords who do not have mortgages.
On May 19th, 2020. See this statement in context.