The insured mortgage purchase program we have initiated doesn't include those specific conditions. As I said, and you have the exhibit in front of you, it's priced at about 1.7% to 1.9%. So far, we have purchased nearly $6 billion—$5.8 billion—in mortgages, so not a huge amount. That's because there is a proliferation of other funding sources available to banks, including the Bank of Canada that funds them at about 63 basis points, 0.63%. It's a cheaper form of money, although it's shorter term. In addition, many of them are accessing market funding and not using this funding significantly.
It's really more of an emergency measure. In the early days there were massive concerns about a real liquidity crunch that did not materialize, and we hope won't materialize.