That's a good question that I'm not sure I can unpack quickly enough.
The short answer is that I believe the CEBA program flows through BDC or EDC. We did talk to ISED, Innovation, Science and Economic Development Canada, the old Department of Industry, about that as an option.
It was easier to operationalize and more efficient to do through CMHC. That's the short answer to your question. That's the answer.