All right.
You have vastly expanded your operation in response to the COVID crisis. You have, along with the government, instituted an insured mortgage purchase program and expanded the Canada mortgage bond. The Bank of Canada is now getting involved in all of this. Do you worry that the degree of government involvement, government insurance and government purchases of existing mortgages could lead to distortions in the marketplace where risk is separated from reward and put on the backs of taxpayers rather than on the backs of those who profit from it?