Thank you very much, Mr. Chair, and thank you, Julie.
I will turn to pension plans, as I think benefit pension plans are critically important for the well-being and security of retirees and are good for society as a whole. People need to have financial stability in their lives, especially when they are retired and older.
Could you please update us on the state of the DB plans in this current period? Have you analyzed the short- and medium-term impact of COVID on DB plans, given the very low interest rates inflating liabilities and much lower equity values depressing assets?