I'll just build on that. We are subject to international peer reviews that examine the standards that we apply to the institutions. We continue to get “compliant” ratings out of that process. We're also subject to reviews from the International Monetary Fund that review in more detail the practices that we apply, not just regulations but also supervisory practices. They continue to give us good ratings.
The levels that we've applied to capital and liquidity, and risk management standards more broadly, have certainly served us well to date. We continue to benchmark ourselves well relative to those international peer groups.