I'm going to call on my colleague to provide a bit of colour here. I will just say that we had built up one of the largest counter-cyclical capital buffers in the world. We felt that put us in a position to make a measured reduction and to keep a certain portion of it in reserve, if needed, and we are prepared to release that, if that's the case. I think Mr. Gully can add a bit of detail.
On May 21st, 2020. See this statement in context.