Certainly. Thank you, Mr. Chair.
When I said the real question to ask is who is not qualifying, that was around the companies applying for the BDC, EDC and LEEFF loans. It would behoove the government to find out why people aren't successful, and then the system could be tweaked accordingly.
Then, can the LEEFF program be fixed? I'm sure it can. The way it is set up right now, it's too difficult for the large employers to qualify, and if they do qualify, there's convertible debt; the convertible debt turns into shares, and as Mr. Waterman also talked about, you end up with the government on your board. Making it easier and more accessible to companies that need it is the key.