Loans have been advanced, but the uptake was slower than initially expected. As a consequence of that, changes were actually made to the structure of the instruments. For example, with respect to the EDC guarantee, the guarantee term was extended from one year to up to five years in duration. Similarly, changes were made on the EDC co-lending facility. Those changes have been introduced. The products.... For example, the guarantee has now been in the market in its current form for about three weeks. It takes about three to four weeks for a bank to actually underwrite a credit arrangement under one of these products, so there's some lag there, and we know that some—
On May 28th, 2020. See this statement in context.