I think that what they chose to do was, rather than segment all of this funding into all these different buckets with different criteria, I think their immediate response had a completely different philosophy: the PPP. They said, “Look. Some companies are out of business right now and shut down, like restaurants or retail. Some companies are still going and will have trouble later. What we're going to do is make sure that people keep working and that companies are supported across the board. We'll have a simple application form that's across the industries and not segregated into this group, that group and another. If you qualify under a base set of rules, then you can apply and receive the loan funding.”
I think that they took a more holistic approach to a big fund to distribute quickly versus trying to piece off funding for all these different groups and industries, etc.