I think what we've seen.... We've done some sounding with the institutions. We've done some surveying with some of the companies that have registered with us. What we're seeing is that a number of companies that had shown interest in this BCAP solution went to some of the other government solutions that were available, such as the wage subsidy and the CEBA.
What we're hearing is that as companies were looking at what was happening in the economy, they were hesitant to take on debt right away, so now we have a program that is ready and stood up. It's in 120 financial institutions. As companies gain confidence and start looking at debt solutions, we believe that with an 80% guarantee behind the financial institutions we will see more flow. You know, with 400 in progress now, we're starting to see some of that flow.
Those facts would explain, perhaps, the decisions companies have made in terms of the types of programs to use initially.