To your first point, we have a chief economist, a gentleman called Pierre Cléroux. He has been, because the economy has been in such flux, regularly analyzing the state of the economy, which is to both your points in terms of issues around demand as well as issues around supply. That's led to, again, particular focus on industries where both those factors are particularly challenging.
Again, in terms of the various support measures that have been taken, we haven't analyzed the efficiency of these measures. I can't comment on that, but what I can comment on is the fact that liquidity has been very important for the survival and the continuation of many, many companies. Again, we see that in terms of reduced demands on us for financing.