We are concerned. We meet with the big BCAP banks every two weeks to talk about the program and its operationalization. I welcome feedback from all of you and others as to how it's being used, whether folks are being gouged, whether it is delivering the policy goal to get credit moving very quickly. When issues come up that need to be tackled, we tackle them. We're getting better or more frequent reporting in place for every two weeks. We'll get much more granularity around volumes, pipelines, decline rates, etc. As I say, I'd be happy to come back with the banks to take you through that.
We're trying to be as vigilant as possible to make sure that, with the banks, this program delivers on the expectations that entrepreneurs rightly have.