Okay. Please lead us through this. We did this a bit with EDC as well. Basically, the guarantee is through the BDC. I would say it's somewhat of a sweet deal for the big banks, of course. What they get is the socialization of the risk. Perhaps you can correct me if I'm wrong, but it doesn't appear that there's any cap on interest rates that the banks would charge.
What does BDC charge? Is it equivalent to the EDC guarantee fees of 1.8%? Are there charges to the banks, and are there any caps on fees and charges on interest rates that go to those businesses that are struggling to make ends meet?