Thank you, Mr. Chair.
Thank you for appearing today, for your candid responses to the questions that have been put in front of you, and for meeting with me prior to this meeting. I appreciate very much the responses you gave me at that time as well.
It's a net return of 3.1% and, as we all know, a tough last quarter, COVID-related. With the direct investments you're doing, which have become a more significant part of the portfolio, do you think it has fairly factored in the impact on those direct investments and those companies that have been impacted by COVID? They wouldn't line up with your year-end, and certainly you have to do some adjustments. Can you comment on that?