We'll see whether once-in-a-lifetime opportunities come back again. I mean, there may have been some in the depths of that crisis, and certainly we took advantage quickly of some opportunities, particularly in the credit markets.
On the long-term trends, in a short answer, I think what's happened here is an acceleration of a number of trends that were going to happen, particularly accelerations online, so that's anything fintech related, referring to my previous answer. The stickiness of people moving to home banking and doing their finances online, seeing as they've been forced to, particularly in older age groups, is something that is likely to stay. It's the same with telemedicine. People who've used telemedicine have really enjoyed the experience and are likely to keep going in that direction.
On home education, I'd say there are mixed views. What we've found is that in the east, people in India and Asia who have used home education have had a really good experience. People in the west, in Europe and North America, have had a really unsatisfactory experience and really haven't enjoyed it. We're trying to dig into why. There's some speculation that in the east there are much more specialized apps and that companies have been very creative in designing a particular online experience that really engages and is tailored to students, whereas in the west, people have just generally had the traditional teacher get online and try to teach a class, which has not worked so well.
There are a lot of trends like this that we're trying to analyze and be ahead of. One other one that I'll mention, which is going to be a longer-term trend, is I think the move to autonomous vehicles. I think a lot of us, if there had been an autonomous vehicle to jump into to get us between one place and another, would have done that, rather than being next to another pair of lungs. That's something where we would continue to invest, and we've made a number of investments around that area.