For example, just a few days ago, as you would have seen, the World Bank estimated a 5.2% decline in global GDP over the next year. To be fair, it estimates that global GDP will rebound significantly by, I think, over 4% once we reach 2021. You've told us that we'll get back to pre-COVID levels of economic growth by 2022.
You cited a rate of return going forward over the next few years. Does that estimate take into account all of those different things? The IMF has come up with projections as well, for instance.