That's a good question. What happened in 2019-20 is that you would have seen the main estimates at a lower level than what you're seeing for the upcoming fiscal year. Post-submission of the main estimates last year, we put forward a new strategic plan to ensure that we built the OSFI of tomorrow so it would remain at the forefront of an increasingly complex financial sector.
Therefore, we put forward a strategic plan after the submission of the main estimates. It included a large set of initiatives that supported that strategic plan, whether on the non-financial risk side of things or building our technology infrastructure to better support front-line supervisors.
As I said, post-submission of the main estimates last year, we did revise our strategic plan, revised our financial envelope, which has led to the increase you see there. If you look at our spending for the past fiscal year, 2019-20, it would have been reasonably in line with the revised budget that we prepared post the main estimates.