I would like to come back, if there's time, to the issue of whether there are risks we need to be worried about on the other side of the equation. For now, as I have a limited amount of time, I'll pivot in my line of questioning.
You were, of course, heavily involved with the expert panel on sustainable finance. In your new role, you made a point that I think is important about the independence of the bank. Obviously, helping Canada transition towards a greener economy and a more sustainable economy was necessary, in my view, before the pandemic arose.
There's been an enormous coordination between OSFI, the bank and the federal government in the pandemic response. On the issue of sustainable finance or economic growth more broadly, how can we continue to see that level of coordination, which does not interfere with the independence of the bank but allows Canada to position itself most competitively to take advantage of the opportunities that were flagged in the expert panel's report on sustainable finance?