These are difficult questions. On the one hand, I think most consumers would be very happy to return to more normal behaviour. They look forward to going shopping and doing things they did before the crisis. On the other hand, it's obvious that there will be permanent effects. For example, many people now have their food delivered. It is likely that many people will be satisfied with this service in the future.
You mentioned the digital economy. I am sure that this crisis will accelerate a large trend, a large force in the economy. New technologies are changing the way we work and entertain ourselves.
We're really at the beginning of that process. It will be important for the Bank of Canada to have a clear understanding of what changes will prove to be sustainable.
Ask me that question at a future meeting, and I may be able to give you more information.