Thank you.
We certainly thank all the witnesses for their presentations. As you can see, this panel is quite a mix of witnesses, but there's a benefit in that other witnesses can see first-hand the challenges that other industries, other sectors, other individuals have across the country, and the challenge of finding solutions.
We will have to go to five-minute rounds instead of six, and we'll start with Mr. Cumming, followed by Ms. Dzerowicz.