Thank you. I really appreciate that and I'll look forward to that analysis.
Maybe this is yet to come, but do you have somewhat of an idea of how far behind we are on technology? When we look at some of the cuts at CRA for example, we've had to invest in phone lines, let alone anything else, and that was pre-COVID. How far are we from getting caught up and then moving forward post-COVID, recognizing how important technology is? Could you give us some understanding of the technology shortfalls?