It's no accident, and I congratulate Mr. Cooper on having the documents in front of him that are so relevant to the Scotiabank report. We'll share those with the rest of the committee members.
In the finance industry, luxury vehicles are financed, and they're quite concerned in those sales. Clearly it's going to have an economic impact. Again, the U.S. example of the Clinton administration repealing it was a live-world experience of how these things really have unintended consequences and don't work.