We'll call the meeting to order.
Everyone knows this, but just for the record, pursuant to Standing Order 108(2), the finance committee is continuing its work on a study of pre-budget consultations for 2020.
I want to welcome all of the witnesses here. Some put together their presentation in fairly short order. I also want to thank those who put in their submissions prior to the August deadline. The committee has brought them forward, and they'll be considered part of the record as well.