I haven't looked at it, other than to say that when we look at where the economy is going and try to think about what's going to come in terms of insolvency filings.... I think The Globe and Mail reported in June that the household saving rate in Canada actually increased quite significantly.
On the spending side, I would say that for those who can afford to spend.... Consumer spending is a significant part of our GDP in this country, and so it's not necessarily a bad thing for those of us who can afford to spend, particularly in these times. Hopefully, we will think locally and help our small businesses.