Yes, the percentage increases have been high, but our total budget for the last fiscal year was less than $35 million, and our total spend for the last fiscal year was less than $40 million, and we are staying within our anticipated budget for this fiscal year. We're trying to be responsible stewards of our resources.
As for the division of our spend, we don't specify financial literacy per se, but we have two principal divisions, our supervision and enforcement division and our research, policy and education division, and we use tools from both sides to increase the information for and financial education of consumers.