I could speak to the demographics that are struggling to make ends meet. Based again on our Canadian financial capability survey, people struggling to meet their financial commitments or falling behind on bill payments are most likely to be under the age of 65, individuals with incomes under $40,000, those who are separated or divorced, indigenous peoples and lone single parents.
In terms of individuals who are least confident in their ability to meet unexpected expenses, these were vulnerable populations such as single parents, once again; low-income households; renters; and individuals who were aged 55 and under.