Thank you so much. I have very limited time, and I want to ask a couple of other questions, if you don't mind.
To Mr. Lamy from Intact, you mentioned some of the challenges tied to climate change for the insurance sector, particularly flooding, flood mapping and the need to assist with the cost of relocation and devaluation of property. One comment you made jumped out at me, and that was the importance of better using grasslands and wetlands to mitigate the impact of climate change for your industry and more broadly for society. I'm curious to know whether you meant protection or restoration.
How can we best use grasslands and wetlands to reduce the cost of climate change for plan members and taxpayers?