It's not quite as clear as that. It's not that we said they didn't qualify; it was that they may not qualify.
Remember, at the time the letters were sent out, all we had was the 2019 tax return. They still may have qualified. If you recall how it works, you can meet that $5,000 threshold, whether it was in 2019 or the 12 months prior. To the extent that individuals actually earned money in the 12 months prior to making the application, they may still have qualified.
The letter was in fact what we'd call more of a nudge letter. Rather than saying that you don't qualify, it was more saying that preliminary data shows that you may not qualify, and if you don't, you should consider repaying. It was more of a nudge letter, I'd say. It was certainly not a demand to repay.