I will take that question.
First, as to the total of the CEWS that has been used to pay dividends or to do share buybacks, we do not have that estimate, primarily because we don't have that information right now. That would require access to tax returns and financial statements, and that cannot be done clearly now and there would probably some important challenges in being able to make that assessment.
What I would like to do, and that will be the answer to your second question, is to get back to why we observed that in a way. The wage subsidy was designed to be responsive. The reason the eligibility is based on a month-over-month comparison is to make sure that the subsidy is responsive to sudden drops in business activities, particularly in the environment of a crisis where there would be lockdowns and restrictions imposed.
However, that also means that you might have a situation where a firm rebounds quickly from a bad month, and after a while, overall, might present sound financial statements, while at the same time having benefited from the CEWS. That's not an unexpected outcome given the design of that measure.