Thank you.
Mr. Kelly, thank you for the work you've done through this pandemic. Despite certain criticisms, which I appreciate and have jotted down, I really appreciate the advice that CFIB has provided from the outside of this pandemic. You focused heavily on solutions to small and medium-sized business debt.
Obviously government subsidies can't carry on in perpetuity. The private sector is going to play an important role at a certain point in time.
I'm curious whether you have any thoughts on the role that could be played by an equity tax credit of limited duration to help with the economic recovery—to help some of these businesses that may not otherwise survive not just get back on their feet but grow in a healthy way once it's safe to do so.