Thank you for the question, Mrs. Jansen.
In speaking with small businesses that have applied for HASCAP, I will say that they've been challenged by a number of things. One of them is.... Again, I go back to the viability rate, and certainly they are dismayed by the level of the interest rate. What they are buoyed by is the fact that the program was made available to them in the first place. We just want to make sure that it's working properly for them and that as many businesses as want and need to access the program have the ability to do so.
If I could, I'll also speak to the fact that this is a program that, again, needed to be one that people can.... I'll take a family business as an example. A family business may own a hotel, but they may have three properties. They need to be able to access the money for each of the properties, because each of those properties has fixed expenses that they are trying to manage against.
I would echo Mr. Milliard's comments on occupancy rates. They've been so incredibly low, and they will not come back until such time as we return to travel in great numbers and we get the borders open and get those international and business travellers back.
The program is incredibly important. We just want to make sure that it is working properly.