Thank you, Chair.
I'll direct my questions predominantly to Mr. Cross.
It's good to see you at committee again, Mr. Cross.
You talked quite a bit about quantitative easing and the Bank of Canada's massive bond buy. Should we be concerned that the majority of Canada's debt is really at a floating rate right now? What's the impact of that? Even if we were to fix it today, would we see an uptick in debt-servicing costs?