Obviously, there are a number of factors that influence housing prices, but if I was going to focus on one thing, I wanted to ask you about interest rates. Thank you very much for expanding on that in your answer.
I have limited time and I'd love to continue the discussion, but I do want to put a question to Mr. Clement.
Mr. Clement, thank you for the work that United Way has done. We are quite fortunate in the London area to have a wonderful United Way that commits itself in so many different ways and has really achieved a great deal, especially during the pandemic.
Your key message to us as a committee.... You brought a number of things forward, but what do you want to leave us with? What can we recommend to the government as a major gap that exists right now that ought to be filled? What can we share with the government on your behalf?