Mr. Johns, well-established companies are already having difficulty surviving the pandemic. We can well imagine that young companies will have even more difficulty, since they do not have a credit history and a record of financial performance.
I would like to remind you that we are entering the third wave. I just saw that Ontario is going to be in lockdown for another month. Quebec is in lockdown again in some places and other provinces will probably do so as well. As I mentioned earlier, we keep reopening and closing our doors. Some businesses can get through it, while others are on the verge of closing. With the third wave, if the programs are not in place or are not flexible, there will definitely be another major wave of closures.
As mentioned, this is not just in Quebec. In Canada, one in 10 jobs is in tourism. The borders are not yet open. So—