Thank you, all.
Just before I go to Mr. Johns, I have a question for Mr. Ladner or Ms. Benham. As you explained to me, if you're filing income taxes or handling other financial issues with the federal government, there is always the ability to do a late filing, sometimes with a penalty, but on this issue with the CEWS, that's it—there's no flexibility whatsoever.
Is this an anomaly that's just with these emergency programs for the pandemic? Could you expand on that a little?