Thank you.
I'll now ask Ms. Hodson to weigh in on this, and maybe in particular, on the issue of debt and indebtedness. You mentioned your own business and you've talked about the number of businesses in your industry that have closed. It seems to me there are three kinds of debt going on here. There are government aid measures, which are debt and cause businesses to become indebted. There is existing credit and commercial debt that businesses take on. There is also a lot of less-understood and less-tracked debt. You mentioned parts of it—rental arrears, unpaid invoices, bills to other partners or affiliated businesses.
Could you comment on the role debt is playing in your business and the threats to recovery that debt presents in the business community?