Negative interest rates are a tool we can use. We don't think that is necessary right now, and I don't expect us to need them. Should the situation change to an extreme degree, we could in fact use that tool.
The bar is pretty high before we would go to negative rates.
I would like to add one last thing. To help us with the renewal of the inflation-control target framework, we have surveyed Canadians to better understand their opinions. That was a very worthwhile initiative. There were differences of opinion, but, overall, we learned that Canadians encourage the use of the quantitative easing policy, but they don't really like the idea of negative interest rates.