Would you be able to share with us what the finance ministry is actually proposing in that regard? Obviously, the legislation has been set up with a framework and a view to put the regulations on top of that. Unfortunately that doesn't really give us enough detail.
What are the entities that are foreseen to be paying the cost recovery? To what extent, when we're talking about these activities, are we talking about partial cost recovery or full cost recovery? What is the model that led to the legislation being put forward? The regulation, I am sure, has already been considered to fit into and to fit on top of the legislative proposals. If you could share with us more of the details, I think that would be helpful. If those details are not forthcoming, what is the consultative model?
We just had a discussion in the first panel around where the ministry is going in terms of merchant fees that small businesses are paying, so we now know what the timelines are and what the consultative process is. If you're not able to share with us the details on the proposal because it hasn't been elaborated yet, could you share with us what the process would be?