I'm asking about the actual credit criteria.
A small business gets declined and its bank will not give it the commercial mortgage it needs to buy its premises. The BDC is already there as a Crown corporation involved in those kinds of lending transactions, charging fees and interest rates that are higher than the bank so as not to compete with the bank for that business. The BDC turns that small business down.
Is your program looking to meet that need there? Who comes to you for a commercial loan?