Right, but I guess what I'm more concerned about is that this is a fantastic program meant to ensure that small businesses that would not normally be able to access funding because they are riskier can get access to it; yet we don't have, say, a risk level number that you would say is the parameter under which this person would be....
It seems to me it would be very easy for a not very risky business to access funds in this program because the bank wanted to be a little more careful.