It's good to see you again, Mr. Chair. Thank you to all of the witnesses today.
I want to start off with Mr. Jelley.
Mr. Jelley, I have enormous empathy and respect for you as an entrepreneur and the crisis you're working through with those losses through what has been a very active business.
I want to talk to you about a couple of things. Is it not time that we looked at these supports with more of a risk analysis and a targeting...? Obviously, the government can't carry on these levels of support across the board. It's just not sustainable.
Would you not agree that we should now do a better risk analysis and have actual targeted supports?