We are probably a bit unique—well, not unique, but we have had good experience with the process, and it's partly because we're able to bring 50 local Habitat organizations together and work with CMHC on a portfolio basis, which has made life easier for them and certainly for our local organizations. Engaging in processes like this can be very hard for a charity that may be working very hard on the ground in trying to devote time towards this. Our experience has been positive.
On our renewal, we hope we will be renewing under the co-investment fund, which would bring us the contribution we need, as opposed to a loan, which would not. I do believe that further outreach to smaller organizations that may not have the wherewithal that we do and continuing the customer service work that CMHC has been investing in will be key to having more participants in the co-investment fund and other CMHC programs.